Credit and
Financial Solutions 

Flexible trade credit and finance options to help you win more deals, improve cash flow, and grow with confidence.

Enabling Positive Cashflow For Your Business

At Dicker Data, we make credit simple, and flexible, by designing it around your growth. Whether you’re an SMB, mid-market, or enterprise partner, our trade credit solutions give you the confidence to take on opportunities without the stress of upfront costs. From extended payment terms to pay-by-the-month options for subscriptions and tailored finance solutions for projects, we’ve got you covered. With transparent terms, multiple payment methods, and fast approvals, our credit services help you win more deals and keep your business moving forward.

Did you know, we provide over $1Bn in trade credit to our partners annually?

Why Access Finance Through Dicker Data

Finance with Dicker Data gives you the flexibility and confidence to grow your business. We provide trade credit solutions designed for partners, so you can take on opportunities without the stress of upfront costs.
Flexible limits
for small to
multi‑million
dollars
Real cash flow advantages with pay‑by‑the‑month options using your existing approved credit limit
No surcharge on VISA and Mastercard transactions except when paying a statement (1% applies)
Multiple payment methods accepted including BPAY, MoneyTech, direct deposit, credit card

Flexible Payment Options

Dicker Data offers approved partners access to the following credit terms: 

Managing payments shouldn’t slow you down. Our flexible options make it easy to stay on top of subscriptions and recurring costs without impacting your credit limit.

 

Here’s how you can pay:

Icon_Pay-by-the-month

Pay-by-the-month

using your approved credit
limit for subscription
products

Icon_Direct debit

Direct debit

on credit card for recurring subscription payments

Icon_Accepted payment

Accepted payment
methods:

BPAY, MoneyTech, direct deposit,
VISA, Mastercard, and
AMEX (fees apply)

Why access Credit through Dicker Data?

Credit with Dicker Data gives you the flexibility and confidence to grow your business. We provide trade credit solutions designed for partners, so you can take on opportunities without the stress of upfront costs. 

Manage Cloud Licensing

Take control of your cloud services with ease. Through the Dicker Data marketplace, you can make real-time changes to cloud licensing and orders whenever you need. Choose to pay for cloud transactions using your approved credit limit or other convenient payment methods. Plus, reduce admin time with smart tools like an end-user address book and a digital wallet for securely storing payment details, so managing subscriptions is faster and simpler.

AUS-HSW-DDA-Credit-Portal

Finance Solutions
Beyond Trade Credit

Won a big deal, and looking for a way to finance it?
Dicker Data Financial Services (DDFS) gives you another way to finance your deals. From Device-as-a-Service to tailored OPEX models, DDFS helps you structure payments over time with fixed interest rates and predictable costs. Keep financing in-channel without third-party brokers and unlock opportunities for deals of any size.

Your Credit and Finance Questions, Answered

What information do I need to apply for credit?

You’ll need to complete the credit application form and provide supporting business documentation. Our team will review and confirm your limit and terms. Contact our team for the application form. 

What credit terms are available?

Approved partners can access 14 Days End of Month or 30 Days End of Month terms.

Can I pay for subscriptions monthly?

Yes. You can use your approved credit limit to pay by the month for subscription products or set up direct debit on your credit card.

Which payment methods are accepted?

We accept BPAY, MoneyTech, direct deposit, VISA*, Mastercard*, and AMEX (fees apply). 

* Dicker Data applies a 1% surcharge when a VISA or Mastercard is used to pay an account’s statement. 

Are there any fees or surcharges on payments?

There is no surcharge on VISA and Mastercard transactions except when paying a statement, which attracts a 1% fee. AMEX is accepted with applicable fees. 

Can I align my subscription billing date with my customer’s cycle?

Yes. We offer flexibility to move billing dates for selected products to match your customer’s payment cycle.

How do I finance larger deals beyond trade credit?

You can access tailored finance solutions through Dicker Data Financial Services (DDFS), including Device-as-a-Service and OPEX models. 

Keep Discovering Our Value

Partnering with Dicker Data provides you with access to the world’s leading technology brands, the latest technology solutions and a range of unique value-added services.